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Uber Accident Attorney Plantation

What You Should Know About Uber Accidents

If you are looking for an Uber car accident attorney in Plantation, FL, you have come to the right place. AskMyAttorneys.com has qualified and experienced attorneys who specialize in the field of law surrounding auto injuries, including Uber accidents.

Taxi cab accidents - including Uber accidents - are numerous mainly because taxi drivers are often careless. Every year they cause hundreds of accidents resulting in thousands of injuries. 

Since Uber drivers are often in a rush to transport a certain number of people per day, they frequently fail to yield the right of way, improperly change lanes, fail to properly maintain their vehicles, and engage in other negligent conduct that places fellow travelers at risk. 

Unfortunately, there are a number of taxicab/uber/lyft drivers that have a history of these types of traffic offenses. This behavior causes accidents and injuries to passengers within the Uber car as well as people within other vehicles and pedestrians.

Injuries can range from whiplash to severe brain injury and death. Whether or not the injury is serious does not change the fact that Uber drivers should be held liable for their wrongful actions.

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Uber Accident Attorney - Florida Law in Uber Accidents

There are hundreds of Uber cars serving Broward County. If you or a loved one has been injured in an accident while using a ridesharing service,  there are a few things to keep in mind to ensure your legal rights are respected. 

 

Are Uber drivers covered by insurance?

If you are driving for Uber, check the coverage and exclusions stated in your personal car insurance policy. Some insurance policies exclude driving for hire or commercial driving in their coverage. It is best to let your insurance company know that you’re offering ridesharing services to find out if you’ll be covered or not. Otherwise, your insurer may contest your claim should an accident happen.

According to Uber, the company itself maintains car insurance on behalf of its drivers to protect them in case of an accident. The coverage depends on the driver’s activity and status when the accident happened.

 

Offline

Uber drivers whose app is turned off and using their vehicles for personal business are not covered by Uber policy. Instead, the driver’s personal insurance policy, limit, and coverage apply. 

 

Available and waiting for a passenger

In case of an accident where the driver is available on the app, ready for a ride request from a passenger but is not carrying a passenger at the time of the accident, the Uber driver’s personal insurance policy will be the primary insurance.

However, if your personal car insurance doesn’t apply, Uber’s third-party liability provides the following coverage:

  • $50,000 injury coverage per person
  • $100,000 maximum injury coverage per accident
  • $25,000 property damage coverage per accident

This coverage will apply once the driver requests for it, provided that his or her personal insurance’s liability coverage cannot cover all of the damages.

 

En route to pick up passenger/ carrying passenger

If the Uber driver is carrying a passenger at the time of the accident, both of them may be covered by the company’s $1 million liability insurance policy. If the accident involves other people, the third party is also covered by Uber’s policy.

Hit and run cases, as well as accidents caused by an uninsured or underinsured driver, may qualify for Uber’s $1 million policy. However, the bodily injury coverage and limits vary by state.

Uber drivers who have comprehensive and collision coverage in their personal car insurance can also claim insurance benefits for physical damage to their vehicle. Uber can maintain a contingent comprehensive and collision insurance on your behalf that provides protection up to the actual cash value of your car even if the accident is not your fault. This policy has a $2,500 deductible that you need to pay first to qualify for the coverage. Likewise, if you list your vehicle through the Vehicle Marketplace, it is subject to a $1000 deductible.

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How to protect yourself and demand liability after an Uber accident?

Whether or not you decide to pursue legal action, you should protect yourself in the event of a lawsuit. Here are some tips from our Uber car accident attorney:

  • Make sure to obtain the names and contact information of any witnesses who are present at the scene of the accident.
  • Take pictures if you have a mobile phone or ask someone around to take pictures to send to you.
  • Keep any medical records, especially if you have sought emergency medical treatment immediately after the accident.

These simple steps can prevent from denying liability or arguing that your injuries are not severe.

 

What you should know if you’ve been injured in an Uber accident?

Regardless of who is at fault in the accident, you are entitled to receive compensation for damages and injuries that happened while using Uber’s ridesharing service. The payment may come from the Uber driver’s personal auto insurance, Uber’s insurance, or other driver’s insurance. 

You may file a claim for reimbursement for the following damages:

  • Damage to property
  • Medical and surgical expenses related to the accident
  • Lost wages because of missing work
  • Wrongful death

 

What should the passenger do during an Uber accident?

If you are an Uber passenger involved in an auto accident in Florida, our Uber accident attorney strongly recommends that you do the following:

  • Try to remain calm
  • Check yourself and other people for injuries
  • Limit movement if you feel pain and discomfort in your head, neck, or spine.
  • Call 911
  • Get your driver’s contact and insurance information
  • Document and take photos or videos of the scene
  • Go to the hospital or visit a doctor as soon as you can
  • Call your trusted Uber car accident attorney for guidance

uber accident attorney plantation broward county

What to do if they offer a settlement?

To make sure that you don’t hurt your chances of getting reimbursement, do not accept any form of settlement offer from insurance companies of involved parties. Accepting settlement offers means that you can no longer ask for additional compensation from the insurance company.

Talk first to our car accident attorney in Plantation, so you don’t undervalue your claim. Our lawyers can help you in the following ways:

  • Calculate the value of your claim based on damage to your property, medical and surgical cost, lost wages, lost future income, and pain and suffering
  • Determine who's at fault
  • Negotiate with insurance companies to help you claim the maximum compensation for your damages
  • Help you accomplish paperwork and navigate proceedings

 

Can you sue Uber if you get in an accident?

Yes, you can sue Uber and other parties involved, regardless of who is at fault, to receive compensation for your damages. You should be able to prove who’s at fault and the damages incurred as a result of the accident to win the case.

Avail of our personal injury lawyer’s free consultation service and let us review your claim with no obligation on your part.

 

How much does Uber pay for an accident?

Uber can pay passengers up to $1 million for personal injuries as long as the accident happened between the time you booked a ride until you were dropped off at your destination. This coverage includes medical and surgical expenses for injuries you sustained during the accident. The limit doesn’t change regardless of the severity of your injury.

 

Can Uber deny a claim?

Because Uber doesn’t consider their drivers as employees, claiming compensation becomes complicated if the Uber driver is drunk, distracted, or negligent. You need to consult a car accident attorney so you will be guided on the best way to get paid. 

Similarly, Uber may not reimburse you for compensatory damages that exceed the $1 million limit. You need to work with our Uber accident attorney in Florida to create a solid argument if your case is entitled to more than $1 million in compensation.

affordable uber accident attorney plantation fl

Where to find an Uber Accident Attorney in Florida?

If you were involved in an accident involving an Uber vehicle and need help, ask us, and we will answer all your questions and aggressively represent you and your loved ones.

Our lawyers are known in the community to provide reliable, trustworthy answers, aggressive legal representation, and affordable legal services. You NEVER PAY unless YOU GET PAID.

In addition to the role of Auto Accident Attorney, AskMyAttorneys also specializes in fulfilling the following roles:

Understand your legal rights when you are involved in a car accident. Please schedule a free consultation or contact us at 954-961-5100 for more information or to discuss your free case evaluation. We speak English and Spanish.

 

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