So when trouble happens and you need to file a claim, it's absolutely reasonable of you to expect your insurance company to fulfill their duties according to the agreement, just like you do by paying your premium every month. Our personal injury lawyer in Plantation say that because large losses happen relatively rarely in an individual's lifetime, most people are unfortunately not familiar with the ways that insurance firms operate--your ignorance could be used against you. If you're going to try to level the playing field, it's important to understand the most common tactics used by insurance companies in order to avoid paying your claim.
First things first, your claim needs to be confirmed as legitimate in order to be paid. In some cases (car accidents, for example) you may also need to show which party is at fault. There may be multiple factors that need to be investigated, but if the insurance company refuses to look into it, the claim won’t be confirmed as legitimate and you may be denied payment.
Even if the claim has been found to be legitimate, the company may still refuse to pay. In some cases, an insurance company will simply issue a very general denial without any clear explanation. Our personal injury attorney in Plantation says that often, frustrated customers will simply accept this as the final say, which is exactly what they hope you’ll do.
Delaying claims is another common tactic practiced by insurance providers, and it’s surprisingly effective. Policyholders simply become exhausted with the chasing and investigation processes and stop fighting. Incredibly unethical and immoral, there have been cases where, with the knowledge that the insured is terminally ill, long-term care insurers delay claims until the patient’s death.
The contracts that you sign in order to activate your policy are intentionally convoluted and difficult to understand. Insurance companies know that you need insurance (and in many cases are obliged to purchase it), so you’ll most likely sign whatever document is required in order to activate your coverage. Then, when the time comes to file a claim, you may find that you unintentionally signed something that was not exactly in your favor--our personal injury lawyer in Plantation wants to stress to customers that insurance companies will try to capitalize on that fact.
These tactics are shameful and fall under what is known as "bad faith insurance.” An insurance company is said to be engaged in bad faith activities when it fails to treat insured people in a fair and reasonable manner which, unfortunately, is a frequent occurrence. However, you do have options for legal protection; don’t let insurance companies lead you to emotional distress and contact our personal injury attorney in Plantation to talk about your individual case. You may be entitled to receive punitive damages.
Our Plantation personal injury lawyer is experienced in representing victims of many types of accidents, including auto injuries. He can assist you in securing funding for any medical bills associated with your injury. For advice or assistance, please click on the link that best matches your needs below:
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I had an awesome experience with this law firm. Rafael Gonzalez and his team are great all the time take the phone. Answer questions, always ready to help you. Being in an accident is already so stressful, they would help you with everything you need: guide you with your doctors visits, give you an advise all the time. I strongly recommend them for ALL your situations. Love them!!!!
Very professional and attentive team. Attorney Gonzalez was always willing to answer my questions and concerns and most of all always looking out for my best interest. Very satisfied.
My process was very long but it was worth the wait. Mr. Gonzalez and his team are very professional and a great to work with. I received updates as to my case frequently and I appreciate all the updates. Thank you very much for handling my case.
Attorney Rafael Gonzalez and his paralegal gave good customer service, very friendly, respectful and nice.
I was referred to Attorney Ralph Gonzalez to take care of injuries sustained from a car accident where I was rear ended. Not only did they make sure I got the care I needed, but were extremely professional and thorough in communication to explain the processes, follow ups, and expectations. Just closed the case after some time with a bigger settlement than expected, and I couldn't be happier with the treatment/services received from this office. Will 100% recommend to everyone. Thank you!
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