When a person hires a limousine to drive them from place to place they rightfully expect that the driver will get them to their destination safely and without incident. Unfortunately, this is not always the case, and every year people are seriously injured in Florida limousine accidents. Because of the size and weight of limousines, accidents involving limos can be more serious than an “ordinary” car accident. People who drive for a living are held to stricter licensing requirements, and are expected to carry out their jobs without causing injury to others. Driving a large vehicle requires skill and attention, and when limos cause accidents or injury, the drivers and the companies should be held responsible.
People who are injured in a collision involving a limousine can either be occupants of another vehicle or passengers in the limo. In either case, the injured parties may be able to recover damages for any injury, pain and suffering, property damage, loss of wages, or any other loss they may have suffered. There are several reasons that these types of accidents can occurs, including:
- Driver error
- Drugs or alcohol
- Distracted driving
- Increased stopping distance due to the weight of the vehicle
- Larger blind spots because of the length of the vehicle
Depending on the circumstances of your accident, a limo driver, the company that owns the limo, or another party may be liable for your injuries. Luckily for consumers, Florida state law requires commercial vehicle operators to carry insurance in excess of the mandatory minimums required of other drivers. Under Florida law, limousine operators must maintain $125,000 for bodily injury insurance for each person in the vehicle, with a maximum of $250,000 per accident. Bodily injury insurance, or BIL, covers other people injured by a driver’s negligence. In addition, people or companies that operate limousines must carry $50,000 in property damage insurance. If a driver fails to maintain the required minimum insurance, they may be subject to the suspension of their license and registration. The law also requires insurance companies to notify the Florida Department of Motor Vehicles when a customer’s policy is canceled. Limousine drivers are not required to carry Personal Injury Protection (PIP) insurance that most drivers are required to carry.
If you have been injured in an accident involving a limousine, make sure that you gather as much information as possible regarding the incident. Write down the limo driver’s name, license plate, vehicle number, the name of the company, or any other identifying information you may be able to obtain. If there are any witnesses to the accident, ask them for their contact information so that you can contact them later, if necessary. Also, make sure that you undergo a full medical evaluation as soon as possible after the accident. Not all injuries that you can sustain in a car accident are readily apparent, and some symptoms may not manifest until later. It is important to be able to show that any injuries that you may have sustained in were a direct result of the accident. Finally, contact a Florida car accident attorney as soon as possible. A Florida attorney will evaluate your case and advise you as to whether you have an actionable claim. Call today for a free consultation. In Broward 1-954-961-5100 or 1-877-961-5100 any where in Florida.