Owning a car is important for many people. It allows you to create your own schedule and pick up and go when you are ready. But as freeing as a car may be, it can also be very dangerous. More than six million car accidents occur each year in the U.S., and according to the NHTSA, about 6% of all motor vehicle accidents in the United States result in at least one death.
While you may try your best to be careful, accidents can happen at anytime.
In this case of an accident, getting as much information as possible as soon as possible is very important, even if you do not know what steps to take. You make think you, your passenger or your car is fine immediately after impact but some injuries take time to develop. If you do not get information at the time of the accident, it is unlikely that you will be able to find the person later and get reasonable compensation for injuries.
Whenever you get into an accident you should get the drivers name and license number, their insurance information and the car’s license plate number. When dealing with a difficult motorist or a hit and run, the license plate number and a description of the vehicle is usually enough information for the police to track them down later. Finding the person liable for a car accident can be complicated. Unlike buses or large trucks, only a standard license is needed to drive any car in any state. Between rental cars, leasing and sharing of cars, figuring out who is liable can be difficult because the driver of the vehicle is not necessarily the owner.
Entitled to monetary compensation
In Florida, if the driver of the vehicle is also the owner, that person is liable for any injuries to you or your property has sustained. The owner must have insurance that covers at least $10,000 for one person injured in an accident, $20,000 for two or people harmed, and $10,000 for any property damage. If the driver of the vehicle is leasing or renting it, figuring out who is liable for the accident is a little more time consuming. In the case of leased or rented vehicles, liability is based on the term of the lease. In the case of lease that lasts over a year, liability depends on the leasing agreement.
If the leasing agreement places responsibility for insurance on the driver, the driver is liable for any accidents and is required to have higher insurance limits. A driver that is leasing his or her vehicle must have insurance that will cover between $100,000 and $300,000 in damages for bodily injuries and $50,000 for property damages. If the person, or company, leasing the vehicle chooses to also provide insurance, the limit must be, at least one million dollars for both bodily injuries and property damage.
If the vehicle is leased for less than a year, then the person, or company, leasing the vehicle is responsible for insuring it. The policy must provide for at least $100,000 per person and $300,000 per accident for bodily injury and up to $50,000 for property damage. If the driver of the vehicle is uninsured or has any insurance with limits less than $500,000 combined property damage and bodily injury liability, the person leasing the vehicle is liable for up to an additional $500,000 in economic damages only due to the use of the motor vehicle. But in the case of economic damages, you must go after the driver as well. The person leasing on has to provide whatever the driver cannot. The same rules of liability apply when the driver is borrowing the vehicle.
Accidents are stressful and figuring out the next step can be difficult. Even if you do not think you are hurt or your property is damaged, getting information from the other driver is the best way to be to be sure you will be protected in case you were wrong. If you have been a car accident, you should contact a Florida car accident attorney to review your case to help you review your options.
Where to find a car accident lawyer with free consultation near me?
If you or a loved one have been injured by someone else’s negligence, you might be legally entitled to monetary compensation. We are a firm comprised of experienced accident attorneys and take our clients cases seriously. Our lawyers are known in the community to provide reliable trustworthy answers, aggressive legal representation, and affordable legal services. You NEVER PAY unless YOU GET PAID. We understand you have your choice of no win, no fee personal injury lawyers.
All We Do are:
- Motorcycle accidents
- Rear-end collisions
- Hit & Run Accidents
- Truck crashes
- Pedestrian accidents
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- Lyft Accident
- Uber Accident
- Leased Vehicle Accident
- Rental Car Accident
- Taxi Cab Accident
- Intersection accidents
- Failure to yield accidents
- Drunk-driving accidents
- School Bus Accident
- Public Bus Accident
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- Personal Injury
and everything involving vehicle accidents.
You risk nothing by talking with us, because will not cost you anything unless we can recover for you.
Understand your legal rights when you are involved in a car accident. Contact us at 954-961-5100 for more information or to discuss your free consultation.