Being involved in a car accident is already a scary and stressful situation. But it can easily become your worst nightmare, especially if you find yourself dealing with a mega auto insurer called GEICO.
GEICO has become the second-largest insurance company with over 17 million (and counting) auto policyholders nationwide. You are probably already familiar with the company and the animated little gecko featured in their ads.
With their low rates and availability, it’s no wonder many car owners line up to get an auto insurance policy, maybe even you.
But behind the lighthearted commercial lies a reputation of giving unfair compensation for car accident settlements and injury claims. So, if you got into a car accident with a Geico customer or currently have a claim against the company, then we’ve got you covered!
Our head lawyer, Atty Rafael Gonzalez, will discuss everything there is to know about Geico lawsuit settlements. Our legal team can help protect and fight for your rights on a no-win, no-fee basis. Plus, we’ll also help you understand the company’s complex policies, processes, and tactics so you know what to expect when faced with them.
Here are the answers to some of the questions in your mind regarding Geico lawsuit settlements in Florida.
GEICO, or Government Employees Insurance Company, was founded in 1936 during the Great Depression. Back then, it only provided insurance policies to military and federal employees until 1976.
Now, the insurance company owned by the corporate conglomerate Berkshire Hathaway expanded its market to both the private and public sectors. Thus, becoming the second-largest insurance company in the USA.
Geico also offers property insurance, but mostly focuses on private passenger auto insurances. However, one drawback is that they have very limited in-person offices because they write most of their policies directly to consumers.
Another consequence you will probably face when dealing with this insurance company is that Geico RARELY gives a fair first settlement offer. But, granted, no insurance company will go out of their way to pay a fair value for a claim. In fact, many of them will try to pay you as little as possible or even dismiss your claim altogether.
So, expect a significantly low settlement offer on your car accident claim with Geico. As seen in most cases of reported bad faith dealings, they will offer no more than 20% (sometimes, even less) of the total amount of your medical bills.
Additionally, Geico adjusters were trained to aggressively fight to resolve and settle claims for far less than they’re really worth. Still, it’s hard to pinpoint the exact value they will put on your claim since there are a lot of factors the company can consider.
The length of time it takes for Geico to give a settlement offer depends on several factors. This includes:
Still, Geico tends to drag their feet when it comes to settling a claim to get you to accept their initial low offer. If you want a fair value for your case, then you’ll probably be negotiating for a long time.
Having a legal team as experienced as the lawyers at Ask My Attorneys can enforce Geico to honor their contract with you or their policyholder that caused the accident. Furthermore, we can aggressively negotiate with them to get the compensation you deserve. Get in touch with our personal injury lawyer to have a Free Consultation near you.
If they don’t retract their unfair offer, then our lawyers can also help you file a Geico auto collision lawsuit so you can receive a swift and fair settlement offer.
Pain and suffering compensation will depend on three things:
Of course, Geico won’t pay you a penny if you don’t have BIL or UM insurance coverage. Additionally, they won’t compensate you for pain and suffering if you are the sole driver at fault.
However, this narrative will change if you suffer bodily injuries from another driver’s carelessness. Still, the settlement value will depend on how you will negotiate with the company.
Your trusted lawyer will advise you to file a lawsuit against Geico if your claim cannot be resolved through negotiations. Other victims might not want to go with the litigation route, but unfortunately, it’s the only way to get a reasonable settlement offer.
In fact, a suit may even be the only way to handle your accident settlement if the company challenges your claim or refuse to offer proper payment.
But don’t worry, filing a lawsuit doesn’t immediately mean that you’ll go to trial. In most cases, Geico releases a fair settlement offer right before a court date to avoid excessive fees. Either way, you don’t have anything to worry about because our skilled defense team will handle every legal action for you.
Once a suit has been filed, Geico will know how serious you are in pursuing the compensation you deserve. The first thing they tend to do is change your adjuster and say that the old one undervalued your claim. After that, you’ll see that Geico’s settlement offer will significantly increase.
Geico rarely lets a settlement case go to trial, especially if it’s a dispute over compensation for property damage or personal injury. Instead, they will offer up a fair value that far exceeds their initial one.
Unfortunately, Geico usually sticks to its narrative in liability disputes and takes the litigation route. But even if you’re 99% at fault, you can still get compensated for the car damages you attained in the collision. This is because Florida follows a pure comparative negligence system that portions out car collision damages based on the percentage of fault of parties involved. You just need a strong car accident lawyer to help you assert these rights in court.
Once you and Geico agree to a settlement offer, the company will pay you through a paper check two weeks after the ruling or the agreement. They can send it in several ways:
A settlement offer can be an overwhelming thing to go through, especially if you’re not an expert in the legalities involved. But with a trusted and experienced lawyer by your side, you won’t have to settle for a cheap payout.
Furthermore, having someone who’s really on your side can fast-track your case and get you the compensation fee you deserve. For example, a car accident lawyer knows that besides property and medical compensation, victims also have the right to get compensated for emotional damages and lost wages.
If you want to win your Geico lawsuit settlements in Florida, then you can contact the experts at Ask My Attorneys to get your free legal consultation. Atty Rafael Gonzalez has 20+ years of experience dealing with large insurance company problems, such as a Geico settlement, Progressive Insurance lawsuit, and more!
If you’re involved in a car accident, it’s crucial to contact your and the other party’s insurance company as soon as possible. In addition, it’s important to begin the claims process immediately while evidence is still fresh.
However, there are some things that you need to watch out for if you ever want to get fair compensation in your car accident settlement case. Here are some great tips and information you need to know when dealing with a Geico car accident claim.
Once you or the other driver involved informed Geico of the accident, the company will immediately contact you. An adjuster will contact you and try to get a recorded statement discreetly. They may even say that recorded statements are customary to swiftly process your claim (it’s not).
But remember this: You have the right to refuse a recorded statement or conversation. What you say can and WILL be used against your claim. They can twist your words or put them out of context to minimize the worth of your case. Another important thing to remember is to NEVER ADMIT FAULT.
When faced with such situations, it’s best to get the help of Atty Rafael Gonzalez so he can guide you through the whole legal process. In addition, he can help you get a better claim and even represent you in a Geico auto collision lawsuit if need be.
If you’re insured with Geico or got into a fender bender with a policyholder from the company, an adjuster will probably call you at once after the accident. So again, don’t give them a statement. You can provide your name, date and time of crash, location, but avoid discussing the accident itself. Some of the specific things or information you should NOT give out include:
To be safe, politely decline any attempts of an adjuster to speak with you. Instead, direct all communications to your trusted attorney.
Again, Geico has the reputation of giving initial lowball offers, especially if there’s no legal counsel involved. To get the compensation you deserve, avoid accepting any offer without speaking to your attorney first.
Car accidents do more than injure you or damage your property. Many consequences come with it, which you can get compensated for by your or the other party’s insurance company.
However, many victims don’t know how to calculate these additional losses accurately. As a result, most individuals seek a much lower amount than the actual worth of their case.
Remember: you have the right to seek compensation for other types of damages besides injuries, financial loss, and car damage. This includes:
If you’re a car accident victim in need of representation for Geico lawsuit settlements in Florida, then we can help you! First, discuss your accident details with our legal team to determine the actual worth of your claim. Then, we will help you get the compensation you need on a NO-WIN, NO-FEE basis.
Are you looking for a personal injury attorney in Broward County? Wherever you are in Florida, we are always available to help!
For more than 20 years, the Ask My Attorneys legal defense team has fought and won many cases for car accident victims and those wrongfully injured. Furthermore, we had protected many clients against the abuse and unfair treatment of mega insurers, such as Geico. So, if you are ever in need of legal saving, then we are more than happy to offer our services.
Involved in a auto crash? Get in touch with our car accident lawyer in Plantation. We provide 24/7 free legal assistance with no obligation. This means that you can call or ask the attorney anything and anytime without paying a single penny until you get your claim. Contact us now at 954-961-5100 or schedule your Free Case Evaluation, so we can start discussing your Geico car accident settlement case.
Having Spanish as your primary language in an American state can be frustrating at times, especially in legal proceedings.
But nothing can compare to the challenge of not being able to hire a competent legal defense due to language barriers. Fortunately, this is where Spanish speaking lawyers come in handy.
Keep on reading below to know why a Spanish speaking car accident lawyer matters to both native and non-English speakers alike.
Plus, learn more about what to do during a situation like this from the leading car accident attorney in Plantation, Atty. Rafael Gonzalez.
The state of Florida has always had a naturally increasing population diversity over the years. In fact, the 2018 survey of the US Census Bureau showed that the Sunshine State’s population consists of over 20% Hispanic and Latinos.
Other research found that Florida has over 5 million Hispanic residents, making it the 3rd state with the highest Hispanic/Latino population.
So living here means that you will probably bump shoulders with your fellow bilingual citizens from time to time. By now, you are also likely familiar with the frustrations of the language barrier in the state, especially if you mainly speak Spanish.
However, the real problem begins when you get into serious trouble, say a car accident. It would be extremely challenging to defend yourself or communicate with your legal counsel in this situation. But NOT if you have a Spanish speaking car accident lawyer by your side.
Here’s why hiring one matters in crucial cases:
The American judicial system heavily relies on facts and truths. This means that a simple misunderstanding or wrong choice of word can make or break your case. So, establishing open and clear communication with your lawyer is a crucial part of your defense. As a native Spanish speaker, you can only develop that by hiring a bilingual attorney to represent you.
Some of the benefits of having effective client-attorney communication with Spanish speaking lawyers include:
Without language differences, you and your legal counsel can discuss everything openly without limitations. Furthermore, your lawyer can help you navigate the English-based legal system in a way that you can easily understand.
All of these can positively help your claim, increasing your chances of winning this dispute.
Someone who speaks your mother tongue automatically becomes more trustworthy than someone who doesn’t, right? It is akin to seeing a familiar face in a crowd of strangers. There’s really no scientific explanation for that but human nature. We, humans, tend to trust what we understand.
So, trust will naturally develop once your Spanish-speaking car accident lawyer starts to successfully communicate your legal situation with you. In addition, reliability will also begin to arise as you witness how your trusted attorney represents you in court.
Besides effective communication, trust and reliability are also what make an excellent attorney-client relationship. With this, you’ll be able to feel secure and confident, which is what every client deserves.
Naturally, a bilingual attorney would have plenty of previous experience working with non-English speaking clients. This means that they already know how to communicate the law so that ordinary people can easily understand it.
Native English speakers can also benefit from hiring a bilingual lawyer during legal situations. This becomes more crucial if you live in a state with a high number of Spanish-speaking people, such as Florida.
For example, hiring a Spanish speaking personal injury lawyer in Broward County can help obtain witness testimonies from residents who only speak Spanish. They can then translate and relay it to you without changing the context of the narrative.
More importantly, your attorney can effectively use it to strengthen your claim and defend you should it ever reach trial. This diverse range of representation is what makes a Spanish-speaking attorney essential to both native and non-English speakers.
So, if you ever find yourself in the middle of a car accident, the best thing to do are as follows:
Are you involved in a car accident or got injured during one? Don’t worry. The best “no win no fee” personal injury lawyers have got your back.
At Ask My Attorneys, we fight aggressively to protect your rights. We provide free initial consultation so clients can get real answers and real representation from real attorneys.
Our team’s head lawyer, Atty. Rafael Gonzales specializes in car and motor accident cases and has been doing this excellent work for more than 20 years. He also represents victims involved in different types of accidents, such as:
Call us now at 954-961-5100 or contact our attorney for a Free Case Evaluation and get more information about your legal situation. Our team speaks in both Spanish and English. You can now rest easy knowing that you’ll get the proper legal representation that you deserve.
In 2020, the Florida Highway Safety And Motor Vehicles recorded a total of 341,331 vehicular crashes. If you suffered any form of injury after a vehicular collision, you know that you are entitled to some form of compensation for your pain and suffering. How about if you were not injured? Can you still sue the at-fault driver?
Yes, you can still sue even if you were not hurt after the car accident. For example, if your car got damaged because of the accident, you could file a property damage lawsuit to cover the cost of repair, which can still be quite expensive. If the accident made you seek medical treatment for emotional distress, you could also ask for compensation for this.
A property damage claim is any case where you sue someone because something of yours was damaged or destroyed. You can do this if someone did not intentionally destroy what you owned, but it happened anyway.
After a car accident, a property damage claim is usually filed with the at-fault driver's auto insurance company, which will pay for the damages. Usually, you need not escalate insurance claims into a lawsuit unless the at-fault driver is uninsured. If this is the case, a lawsuit may be your only option to recover your losses.
It may also be possible to make a claim against another party involved in an accident or even against your own car insurance policy if you are found to be partially at fault for the incident.
You need to prove three things to prove that the other party's negligence caused the damages to your property:
To build a strong case against the other driver, you should file an accident report. Reports made by the police who responded to the accident can show who was negligent. You can also collect the following evidence to strengthen your case:
In a property damage claim, you can seek reimbursement for the following expenses:
Apart from these, you should note any other relevant expenses and compile the bills to show proof of your losses.
The at-fault driver's car insurance company will want to settle the case with you as soon as possible. Most car accident claims, especially property damage claims, are settled outside court as this is faster and less expensive.
However, suppose the other party is uninsured, or their insurance company is adamant and doesn't want to compensate you for your losses. In that case, you might have to escalate the case into a lawsuit. If you do, you need to prove to a judge why the other party is at fault and why you should be compensated for the property damages and losses you incurred because of the accident.
Although it is often unnecessary, hiring a car accident lawyer in Plantation, Fl, has many advantages. An experienced car accident attorney can help you
You will be paid based on the total amount of accident-related expenses to property damage you incurred. It's also possible to receive compensation for the emotional suffering you experienced after the ordeal.
If you were involved in a motor vehicle accident and need help, ask us, and we will answer all your questions and aggressively represent you and your loved ones.
Our excellent lawyer, Rafael Gonzalez is known in the community to provide reliable, trustworthy answers, aggressive legal representation, and affordable legal services. He has over 20 years of experience representing accident & injury victims in and around Plantation, Florida. Attorney Rafael Gonzalez offers free legal assistance with no obligation. All consultations are completely confidential and you pay absolutely nothing out-of-pocket.
You NEVER PAY unless YOU GET PAID. Our no-win, no-fee personal injury lawyers specialize in the following areas:
Understand your legal rights when you are involved in a car accident. Then, please schedule a FREE case evaluation or contact us at 954-961-5100 for more information or discuss your free consultation. We speak English and Spanish.
The worth of a personal injury case is hard to quantify. There is no magic formula to calculate the exact value of a case. Because every personal injury case is unique, the value of each claim is also appraised individually.
In a 2019 report released by the Florida Highway Safety and Motor Vehicles (FLHSMV), the state had a total of 236,753 motor-vehicle accidents that resulted in injuries. Approximately 14,200 of these were incapacitating injuries that required hospitalization and left the victim with disabling injuries such as severed limbs and bone fractures.
Regardless of the severity of your accident, our accident lawyers in Plantation, FL can help. As part of our advice to our clients, we have prepared (below) 5 steps to calculating the value of your case.
The initial step is determining how the injury has affected you. It may include the severity of the injury, the medical bills incurred, the income and time you lost for missing workdays, and the effect of having an injury on your mental health, family, and lifestyle.
Next, your personal accident attorney will consider which among these damages were caused by the defendant. After all, you can only hold the defendant responsible for the harm they caused. The defendant will also have a lawyer or an insurance company attorney represent them and try to limit their client’s liability.
In this step, your lawyer will try to determine whether the defendant’s actions that lead to your injury can really be considered a wrongful act. The defendant should have violated something or was negligent of their responsibilities to make them liable.
Even if what you say is true and your attorney believes it to be true, you should be able to prove it to an impartial jury. To do so, there should be enough evidence to prove what you have both deduced in the first four steps.
If you are worried about the expenses, then you may be interested in our no-win-no-fee personal injury lawyers at AskMyAttorneys. We make sure that our clients can get the compensation that they rightfully deserve. And if we don’t get your money for you, you don’t need to pay for our services.
At AskMyAttorneys, you don’t pay if you don’t get paid.
By filing a legal claim, there are several factors that can help determine the compensation you may receive. You may start by answering the following questions:
Although we can’t answer the “how much” question with an exact figure, we can help you determine the monetary damages that you are entitled to receive for your injuries.
According to our personal injury lawyer in Plantation, there are several types of monetary compensation that you may receive for sustaining serious injuries in accidents. This depends on the following factors:
It is hard to give value to something so personal, such as the toll of the injury to your mental health and lifestyle adjustments you had to make because of the accident. Although these things are essentially subjective and hard to quantify, they are still considered when calculating the reimbursement you are entitled to receive.
If you were involved in a personal injury case or motor vehicle accident and need help, ask us, and we will answer all your questions, aggressively represent you and your loved ones.
Our lawyers are known in the community to provide reliable, trustworthy answers, aggressive legal representation, and affordable legal services. You NEVER PAY unless YOU GET PAID. We understand you have your choice of no-win, no-fee personal injury lawyers.
Understand your legal rights when you are involved in a car accident. Schedule an appointment or contact us at 954-961-5100 and ask an attorney for a free initial consultation. We speak English and Spanish.
Calculating damages include past and future medical expenses, loss wages and benefits and pain and suffering.