In Florida, your rights regarding property damage whether it is car repair, car rental or any other issues after a vehicle accident depends, in large part, on your automobile insurance coverage and your priorities (Speed vs Paying a Deductible) – Not on Who is At Fault.
Car Repair: My Rights?
Speed and My Ability to Get Back to My Life
Then the first thing you do is check your automobile insurance policy to confirm you have collision coverage. If you have collision, contact your insurance company and make a claim under the collision provision of your automobile policy. The bad news about filing a claim through your insurance policy is that you will need to pay the deductible applicable under your policy. The good news is that you may be able to recover your deductible at a later time, if everything goes well in your case. The bad news is that you have to come up with your deductible up front to get your vehicle repaired.
While making a claim under your policy requires you to the pay the deductible, filing through your insurance company is the fastest and easiest way of getting your vehicle repaired and getting back to your life’s routine.
Paying a Deductible is the Last Thing I can Afford
If your cannot afford to pay your deductible or do not have collision on your insurance policy then your only choice is to make a claim under the other party’s insurance company. While there is no deductible to pay when making a claim under the other party’s policy you may have to wait until the insurance carrier completes its investigation. Under Florida law, an insurance carrier has a reasonable time to investigate a claim prior to making payment on your claim. In other words, the at fault insurance company may take 30 or more days to decide if it’s going to pay your claim depending on the facts of your particular case. So while the insurance company investigates your life is on hold. So, unless your vehicle is drivable after the accident, it’s usually best that you make a claim under your own insurance policy.
Car Rental: What Are My Rights?
Your options about car rental depend on whether you purchased car rental insurance. If you purchased car rental coverage the quickest way to get your rental vehicle is by contacting your own insurance company and filing a claim for car rental reimbursement.
What if you have no rental coverage? Then you are at the mercy of the other party’s insurance company. See under the law the other insurance company is entitled to a reasonable time to investigate prior to paying on a vehicle claim. So what does mean? It means that depending on the facts of your case, you may be out of a car for days, weeks or even months. So what I do to speed up the process? Purchase car rental insurance coverage prior to being involved in an accident.
Where to find an accident lawyer with free consultation near me?
Did you experience any property damage? Schedule a Free Consultation with one of our accident attorneys in Plantation. We are a firm comprised of experienced accident attorneys and take our clients cases seriously. Our lawyers are known in the community to provide reliable trustworthy answers, aggressive legal representation, and affordable legal services. You NEVER PAY unless YOU GET PAID. We understand you have your choice of no win, no fee personal injury lawyers.
All We Do are:
- Motorcycle accidents
- Rear-end collisions
- Hit & Run Accidents
- Truck crashes
- Pedestrian accidents
- Bicycle accidents
- Lyft Accident
- Uber Accident
- Leased Vehicle Accident
- Rental Car Accident
- Taxi Cab Accident
- Intersection accidents
- Failure to yield accidents
- Drunk-driving accidents
- School Bus Accident
- Public Bus Accident
- Private Bus Accident
- Personal Injury
and everything involving vehicle accidents.
You risk nothing by talking with us, because will not cost you anything unless we can recover for you.
Understand your legal rights when you are involved in a car accident. Contact us at 954-961-5100 for more information or to discuss your free consultation.