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Property Damage?

In Florida, your rights regarding property damage whether it is car repair, car rental or any other issues after a vehicle accident depends, in large part, on your automobile insurance coverage and your priorities (Speed vs Paying a Deductible) – Not on Who is At Fault.

Car Repair: My Rights?

Speed and My Ability to Get Back to My Life

Then the first thing you do is check your automobile insurance policy to confirm you have collision coverage. If you have collision, contact your insurance company and make a claim under the collision provision of your automobile policy. The bad news about filing a claim through your insurance policy is that you will need to pay the deductible applicable under your policy. The good news is that you may be able to recover your deductible at a later time, if everything goes well in your case.  The bad news is that you have to come up with your deductible up front to get your vehicle repaired.

While making a claim under your policy requires you to the pay the deductible, filing through your insurance company is the fastest and easiest way of getting your vehicle repaired and getting back to your life’s routine.

Paying a Deductible is the Last Thing I can Afford

If your cannot afford to pay your deductible or do not have collision on your insurance policy then your only choice is to make a claim under the other party’s insurance company. While there is no deductible to pay when making a claim under the other party’s policy you may have to wait until the insurance carrier completes its investigation. Under Florida law, an insurance carrier has a reasonable time to investigate a claim prior to making payment on your claim. In other words, the at fault insurance company may  take 30 or more days to decide if it’s going to pay your claim depending on the facts of your particular case. So while the insurance company investigates your life is on hold. So, unless your vehicle is drivable after the accident, it’s usually best that you make a claim under your own insurance policy.

Car Rental: What Are My Rights?

Your options about car rental depend on whether you purchased car rental insurance. If you purchased car rental coverage the quickest way to get your rental vehicle is by contacting your own insurance company and filing a claim for car rental reimbursement.

What if you have no rental coverage? Then you are at the mercy of the other party’s insurance company. See under the law the other insurance company is entitled to a reasonable time to investigate prior to paying on a vehicle claim. So what does mean? It means that depending on the facts of your case, you may be out of a car for days, weeks or even months. So what I do to speed up the process? Purchase car rental insurance coverage prior to being involved in an accident.

Where to find an accident lawyer with free consultation near me?

Did you experience any property damage? Schedule a Free Consultation with one of our accident attorneys in Plantation. We are a firm comprised of experienced accident attorneys and take our clients cases seriously. Our lawyers are known in the community to provide reliable trustworthy answers, aggressive legal representation, and affordable legal services. You NEVER PAY unless YOU GET PAID. We understand you have your choice of no win, no fee personal injury lawyers.

All We Do are:

and everything involving vehicle accidents.

You risk nothing by talking with us, because will not cost you anything unless we can recover for you.

Understand your legal rights when you are involved in a car accident. Contact us at 954-961-5100 for more information or to discuss your free consultation.

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What Our Clients Say

  • June loochkartt

    "Mr. Gonzalez is a highly effective personal injury who gets results and practices with diligence, professionalism and integrity. He is swift to get results, fights for you and never backs down from a difficult case to obtain a great result. Always responsive to questions and very thorough handling of the case. I would highly recommend his firm to anyone looking for representation."


    "I would highly recommend Rafael Gonzalez as a personal injury attorney. He demonstrates Professionalism, was very knowledge, and was responsive to all my concerns. He answered all my questions in a timely manner with compassion and wisdom. He is a great negotiator and always has his client’s best interest at heart. I would highly recommend him as a personal injury attorney. Thank you, Rafael Gonzalez!"


    I had an awesome experience with this law firm. Rafael Gonzalez and his team are great all the time take the phone. Answer questions, always ready to help you. Being in an accident is already so stressful, they would help you with everything you need: guide you with your doctors visits, give you an advise all the time. I strongly recommend them for ALL your situations. Love them!!!!

  • Ada Fondeur

    Very professional and attentive team. Attorney Gonzalez was always willing to answer my questions and concerns and most of all always looking out for my best interest. Very satisfied.


    My process was very long but it was worth the wait. Mr. Gonzalez and his team are very professional and a great to work with. I received updates as to my case frequently and I appreciate all the updates. Thank you very much for handling my case.

  • Kayann Rainford

    Attorney Rafael Gonzalez and his paralegal gave good customer service, very friendly, respectful and nice.

  • SARA T.

    I was referred to Attorney Ralph Gonzalez to take care of injuries sustained from a car accident where I was rear ended. Not only did they make sure I got the care I needed, but were extremely professional and thorough in communication to explain the processes, follow ups, and expectations. Just closed the case after some time with a bigger settlement than expected, and I couldn't be happier with the treatment/services received from this office. Will 100% recommend to everyone. Thank you!


    I am very pleased with the service and I received from this law firm. I am thankful to have Mr. R. Gonzalez as my attorney. I would recommend calling this office to represent you.


    Mr. Rafael is always professional and gives realistic expectations of everything.

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