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Medical Bills: Who Pays?

So who bears the responsibility of paying for my medical bills?

The title begs the question of who is responsible for causing your medical bills. Finding responsible parties is the key factor in determining the answer to the question of who pays your medical bills. Florida law allows you to get compensated for medical bills along with  pain and suffering due to someone’s negligence. A careful investigation of the FACTS of your case by one of our attorneys determines responsible parties and begins the process of obtaining just compensation for you and your family.

Part of our investigation to getting your medical bills payed is reviewing available insurance policies. There are 4 options in getting your medical bills paid with insurance coverages after an vehicle accident: PIP, Med-Pay, BI, UM, or health insurance.

Florida Law

Your Personal Injury Protection (PIP) insurance is the primary medical insurance available after a vehicle accident. PIP pays for any medical expenses you incur up to coverage limits. PIP is mandatory in all insurance policies sold in Florida. Click to learn more about PIP.

Your Med-Pay is your second choice in paying medical bills above and beyond the coverage provided by your PIP insurance. Unlike PIP, any moneys paid by your med-pay insurance have a lien on any recoveries you make under BI or UM coverages. In other words, med-pay pays $1 you must pay it back should you get compensation under Bodily Injury or UM insurance provisions.

The At Fault party’s Bodily Injury insurance is your 3rd choice to cover past and future medical bills, pain and suffering and more.

Your 4th option for medical bills is Uninsured Motorist / Under-insured Motorist insurance. If after using all your PIP, med-pay and BI benefits then YOUR UM coverage pays for past and future medicals bills not payed by PIP, Med-Pay or BI insurance. UM is also used when the At Fault party has no bodily insurance coverage for your injuries. This provision in your insurance contract allows you to recover monies from the At Fault party when you would have otherwise file a law suit on your own.

Finally, if none of the above vehicle coverages are available or they are exhausted then your final option is health insurance.

Where to find a car accident lawyer with free consultation near me?

Involved in an accident? Schedule a Free Consultation with one of our accident attorneys in Plantation. We are a firm comprised of experienced accident attorneys and take our clients cases seriously. Our lawyers are known in the community to provide reliable trustworthy answers, aggressive legal representation, and affordable legal services. You NEVER PAY unless YOU GET PAID. We understand you have your choice of no win, no fee personal injury lawyers.

All We Do are:

and everything involving vehicle accidents.

You risk nothing by talking with us, because will not cost you anything unless we can recover for you.

Understand your legal rights when you are involved in a car accident. Contact us at 954-961-5100 for more information or to discuss your free consultation.

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What Our Clients Say

  • June loochkartt

    "Mr. Gonzalez is a highly effective personal injury who gets results and practices with diligence, professionalism and integrity. He is swift to get results, fights for you and never backs down from a difficult case to obtain a great result. Always responsive to questions and very thorough handling of the case. I would highly recommend his firm to anyone looking for representation."

  • DANIELLA PREVOST

    "I would highly recommend Rafael Gonzalez as a personal injury attorney. He demonstrates Professionalism, was very knowledge, and was responsive to all my concerns. He answered all my questions in a timely manner with compassion and wisdom. He is a great negotiator and always has his client’s best interest at heart. I would highly recommend him as a personal injury attorney. Thank you, Rafael Gonzalez!"

  • ANA QUIJANO

    I had an awesome experience with this law firm. Rafael Gonzalez and his team are great all the time take the phone. Answer questions, always ready to help you. Being in an accident is already so stressful, they would help you with everything you need: guide you with your doctors visits, give you an advise all the time. I strongly recommend them for ALL your situations. Love them!!!!

  • Ada Fondeur

    Very professional and attentive team. Attorney Gonzalez was always willing to answer my questions and concerns and most of all always looking out for my best interest. Very satisfied.

  • LESLIE DIXON

    My process was very long but it was worth the wait. Mr. Gonzalez and his team are very professional and a great to work with. I received updates as to my case frequently and I appreciate all the updates. Thank you very much for handling my case.

  • Kayann Rainford

    Attorney Rafael Gonzalez and his paralegal gave good customer service, very friendly, respectful and nice.

  • SARA T.

    I was referred to Attorney Ralph Gonzalez to take care of injuries sustained from a car accident where I was rear ended. Not only did they make sure I got the care I needed, but were extremely professional and thorough in communication to explain the processes, follow ups, and expectations. Just closed the case after some time with a bigger settlement than expected, and I couldn't be happier with the treatment/services received from this office. Will 100% recommend to everyone. Thank you!

  • BARBARA P.

    I am very pleased with the service and I received from this law firm. I am thankful to have Mr. R. Gonzalez as my attorney. I would recommend calling this office to represent you.

  • JENNIFER D.

    Mr. Rafael is always professional and gives realistic expectations of everything.

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