So who bears the responsibility of paying for my medical bills?
The title begs the question of who is responsible for causing your medical bills. Finding responsible parties is the key factor in determining the answer to the question of who pays your medical bills. Florida law allows you to get compensated for medical bills along with pain and suffering due to someone’s negligence. A careful investigation of the FACTS of your case by one of our attorneys determines responsible parties and begins the process of obtaining just compensation for you and your family.
Part of our investigation to getting your medical bills payed is reviewing available insurance policies. There are 4 options in getting your medical bills paid with insurance coverages after an vehicle accident: PIP, Med-Pay, BI, UM, or health insurance.
Your Personal Injury Protection (PIP) insurance is the primary medical insurance available after a vehicle accident. PIP pays for any medical expenses you incur up to coverage limits. PIP is mandatory in all insurance policies sold in Florida. Click to learn more about PIP.
Your Med-Pay is your second choice in paying medical bills above and beyond the coverage provided by your PIP insurance. Unlike PIP, any moneys paid by your med-pay insurance have a lien on any recoveries you make under BI or UM coverages. In other words, med-pay pays $1 you must pay it back should you get compensation under Bodily Injury or UM insurance provisions.
The At Fault party’s Bodily Injury insurance is your 3rd choice to cover past and future medical bills, pain and suffering and more.
Your 4th option for medical bills is Uninsured Motorist / Under-insured Motorist insurance. If after using all your PIP, med-pay and BI benefits then YOUR UM coverage pays for past and future medicals bills not payed by PIP, Med-Pay or BI insurance. UM is also used when the At Fault party has no bodily insurance coverage for your injuries. This provision in your insurance contract allows you to recover monies from the At Fault party when you would have otherwise file a law suit on your own.
Finally, if none of the above vehicle coverages are available or they are exhausted then your final option is health insurance.
Where to find a car accident lawyer with free consultation near me?
Involved in an accident? Schedule a Free Consultation with one of our accident attorneys in Plantation. We are a firm comprised of experienced accident attorneys and take our clients cases seriously. Our lawyers are known in the community to provide reliable trustworthy answers, aggressive legal representation, and affordable legal services. You NEVER PAY unless YOU GET PAID. We understand you have your choice of no win, no fee personal injury lawyers.
All We Do are:
- Motorcycle accidents
- Rear-end collisions
- Hit & Run Accidents
- Truck crashes
- Pedestrian accidents
- Bicycle accidents
- Lyft Accident
- Uber Accident
- Leased Vehicle Accident
- Rental Car Accident
- Taxi Cab Accident
- Intersection accidents
- Failure to yield accidents
- Drunk-driving accidents
- School Bus Accident
- Public Bus Accident
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- Personal Injury
and everything involving vehicle accidents.
You risk nothing by talking with us, because will not cost you anything unless we can recover for you.
Understand your legal rights when you are involved in a car accident. Contact us at 954-961-5100 for more information or to discuss your free consultation. We speak English and Spanish!